The service uses advanced machine learning instead of traditional employment and salary proofs to analyze customer data shared upon accepting T&C. Your repayment behavior after receiving a loan affects future approvals and increases your maximum loan amount.
To check loan eligibility, dial *170#, select option 5 for Financial Services, then option 3 for Loans, and option 4 for XtraCash. If eligible, your loan offer will be displayed; otherwise, you'll receive an ineligibility message.